Consumer Blog Article: Advanced Cyber Security
According to the IRS, tax fraud is one of the most common ways cybercriminals steal personal and financial information. Understanding common scams can help you stay ahead of identity thieves and protect your data.
The Hidden Threat: Phishing and Fraudulent Tax Filings
Phishing emails and fake IRS messages are among the most common tax scams reported. These fraudulent messages claim to be urgent notices about refunds, missing documents, or account verification after you file. According to experts, scammers trick taxpayers into clicking malicious links or downloading attachments that install keyloggers (malware that secretly records everything you type), including Social Security numbers and banking details. With this stolen data, hackers can commit identity theft or file fake tax returns in your name.
Fraudulent tax filings are another major risk. Criminals use stolen personal information to claim refunds before the real taxpayer submits their return. Victims often don’t realize they’ve been targeted until they attempt to file and receive a notice that a return has already been submitted.
How to Protect Yourself
File Early: Submitting your tax return early reduces the chance of fraudsters filing in your name.
Verify IRS Communications: The IRS never initiates contact via email, text, or social
media. If you receive a suspicious message, visit the official IRS website.Beware of Fake Calls: Scammers posing as IRS agents often demand immediate
payment. The IRS does not make threats over the phone.Use Strong Passwords and Two-Factor Authentication: Secure your tax software and financial accounts with strong credentials.
Monitor Your Credit and IRS Account: Regularly check your credit report and sign up for an IRS account to track any suspicious activity.
Encrypt Your Keystrokes: Keystroke Encryption adds a critical layer of security. This technology encrypts every keystroke, preventing keyloggers from stealing sensitive information like Social Security numbers, bank details, and tax credentials.
The Best Line of Defense: Keystroke Encryption
Despite precautions, cybercriminals continue to develop new tactics. Keyloggers remain one of the most dangerous threats, silently capturing everything you type. Encrypting your keystrokes can help you stay proactive in protecting your sensitive data. By staying informed and implementing proactive security measures, you can avoid scams and protect your identity. Don’t let cybercriminals take advantage—secure your data before you file.
